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What's Protected

Standard Coverages

MyCoverageClub's coverages have been tailored to meet the needs of most travelers. We've seen what can happen while traveling, and we've built our coverages around that. Travel more confidently with a MyCoverageClub travel insurance plan.

Coverage included on plan

Deluxe
Preferred
Essential
Pack N' Go
Annual
Medevac Per Trip Plan

Pre-Departure Coverages

Certain coverages start before you even leave for your trip. The day after you purchase your travel insurance plan, your pre-departure coverage begins.

DeluxePreferredEssential

May reimburse nonrefundable, unused payments or deposits if you must cancel your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons.

DeluxePreferred

Reimburses eligible costs to move your Trip to a future date instead of canceling completely, for a covered reason.

DeluxePreferred

If you're required to leave early due to inclement weather, this may reimburse covered expenses up to the original, scheduled Departure Date.

Post-Departure Coverages

On your scheduled Departure Date, your post-departure coverages go into effect and begin helping to protect your travel investment.

DeluxePreferredEssentialPack N' GoAnnual

May reimburse nonrefundable, unused payments or deposits if you must interrupt your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons.

DeluxePreferredEssential

May reimburse the additional transportation expenses incurred by you to reach the return destination if your Trip is interrupted by certain Unforeseen events.

DeluxePreferredEssentialPack N' Go

If a person sharing accommodations with the Insured cancels for a covered unforeseen event, and the Insured does not, and as a result the Insured must pay more to be on the Trip (e.g. single supplement charge for a cruise cabin) this coverage may reimburse that cost.

DeluxePreferredEssentialPack N' GoAnnual

May reimburse for certain expenses (which may include hotel, taxi or meals.) if you are delayed due to Inclement Weather, Strike, or other covered reasons.

DeluxePreferredPack N' GoAnnual

If you miss a departure due to delay by Common Carrier or Inclement Weather, Missed Connection may reimburse you for additional transportation costs and covered Cancellation Penalties for missed portions of the trip.

DeluxePreferred

Provides a flat payment if you experience certain documented inconveniences on your Trip, such as a closed attraction, flight delay, runway delay, cruise diversion.

DeluxePreferredEssentialPack N' GoAnnual

May reimburse you if your luggage is lost, damaged, or stolen while on your Trip. Coverage may be secondary on some plans.

DeluxePreferredEssentialPack N' Go

May reimburse you for the purchase of necessary personal effects if your bags are delayed during your trip.

DeluxeAnnualMedevac Per Trip PlanPreferred +

Coverage for security evacuation, Flight Guard® and Trip Cancellation or Trip Interruption due to a Riot or Civil Disorder.

DeluxePreferredAnnualMedevac Per Trip Plan

Includes Return Transportation and Baggage Return coverage. Additional coverages such as Bedside Visit are available as part of the Medical Bundle.

DeluxePreferredEssentialPack N' GoAnnualMedevac Per Trip Plan

Covers certain medical expenses incurred due to a Sickness or Injury that happens while on a Trip. A $500 sub-limit applies for dental expenses.

DeluxePreferredEssentialPack N' GoAnnualMedevac Per Trip Plan

Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility or home in the event of death or if medically required.

DeluxePreferredEssentialAnnualMedevac Per Trip Plan

Coverage for loss of life and limb if it occurs within 365 days of an accident during your Trip.

DeluxePreferred +Essential +

Coverage for accidental death or dismemberment that occurs when traveling on, boarding or alighting from a regularly scheduled flight or charter.

DeluxePreferredEssential

One Child age 17 and under, who is booked to travel with and is related to the primary adult named on the enrollment form, is included in the rates for each paying adult.

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For complete coverage information, benefit limits and exclusions, please refer to the Policy of Insurance for your state prior to purchase.

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